Why You Shouldn’t Trust Every Surplus Funds Letter You Get in the Mail

If you recently lost a home to foreclosure or tax sale, you may be receiving letters offering to help you “claim your surplus funds.” Some are legit — but many are not.

🚨 Warning: The Surplus Funds Industry Has Scams

Sadly, there are many bad actors who:

  • Overcharge homeowners (illegally above the 12% fee limit)

  • Request upfront payment (which is not allowed in Florida)

  • File incorrect or incomplete claims

  • Misrepresent who they are (no license or bond)

🕵️‍♂️ How to Spot a Red Flag

  • Vague company name or no website

  • No physical address or business license

  • They ask for upfront money

  • They pressure you to sign immediately

  • No attorney involvement in the process

Surplus scams are on the rise. Don’t fall for fake agents and shady offers.

✅ How a Legitimate Surplus Recovery Company Operates

A reputable firm like Visionary Surplus Recovery will:

  • Work within Florida's legal fee structure (12% cap)

  • Include a licensed attorney to handle the claim

  • Never charge you upfront

  • File paperwork properly and on time

  • Keep you informed every step of the way

Look for the Blue Check ✅

📞 Don’t Get Burned — Get Your Money Safely

If you received a surplus letter, let us verify it for free. We’ll tell you if it’s legit — no pressure, no obligation.

Talk to our team now or call us directly at (813)934-4146

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Top Mistakes Homeowners Make When Trying to Claim Surplus Funds

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Can Heirs Claim Surplus Funds from a Deceased Family Member?