Why You Shouldn’t Trust Every Surplus Funds Letter You Get in the Mail
If you recently lost a home to foreclosure or tax sale, you may be receiving letters offering to help you “claim your surplus funds.” Some are legit — but many are not.
🚨 Warning: The Surplus Funds Industry Has Scams
Sadly, there are many bad actors who:
Overcharge homeowners (illegally above the 12% fee limit)
Request upfront payment (which is not allowed in Florida)
File incorrect or incomplete claims
Misrepresent who they are (no license or bond)
🕵️♂️ How to Spot a Red Flag
Vague company name or no website
No physical address or business license
They ask for upfront money
They pressure you to sign immediately
No attorney involvement in the process
Surplus scams are on the rise. Don’t fall for fake agents and shady offers.
✅ How a Legitimate Surplus Recovery Company Operates
A reputable firm like Visionary Surplus Recovery will:
Work within Florida's legal fee structure (12% cap)
Include a licensed attorney to handle the claim
Never charge you upfront
File paperwork properly and on time
Keep you informed every step of the way
Look for the Blue Check ✅
📞 Don’t Get Burned — Get Your Money Safely
If you received a surplus letter, let us verify it for free. We’ll tell you if it’s legit — no pressure, no obligation.
Talk to our team now or call us directly at (813)934-4146