How Long Does It Take to Get Surplus Funds in Hillsborough County?
If your home in Hillsborough County, Florida, has recently gone through foreclosure, and the auction brought in more than what was owed — you may be entitled to surplus funds. A common question we hear is: How long does it take to actually receive the money?
Typical Timeline for Surplus Funds in Hillsborough:
Foreclosure Sale Date – The process begins once the sale is completed.
Disbursement of Funds to Creditors – The mortgage holder is paid first, followed by any subordinate liens.
Surplus Declared by Court – If there’s money left, the court officially declares a surplus.
Claim Filing – Homeowners (or their representatives) file a motion or claim for the surplus.
Processing & Review – The court reviews the claim, verifies parties, and ensures no disputes exist.
Distribution – If no objections are filed, the check is typically sent out 30 to 45 days after filing.
What Can Delay the Process?
Heirs contesting ownership
Improper filing or documentation
Disputes from lienholders
How We Help Speed It Up
At Visionary Surplus Recovery, we handle the paperwork, court filings, and legal coordination to maximize your claim and minimize delays.
Don’t guess — let us do the heavy lifting.
Reach out today to learn if you’re owed money and how fast you could receive it. Contact Us
