Miami-Dade County Tax Deed Surplus Funds (Full Guide)
How Surplus Funds Work, Who Can Claim Them & How to Recover Your Money Fast
What Are Tax Deed Surplus Funds in Miami-Dade County?
When a property in Miami-Dade County is sold at a tax deed auction, the winning bidder often pays more than the unpaid taxes owed to the county.
That extra money is called surplus funds.
Example
Past-due taxes: $8,400
Winning bidder pays: $71,000
Surplus funds available: $62,600
That surplus belongs to the former property owner — not the county, not the investor, and not the HOA or mortgage company (unless certain liens apply).
The Equity Surplus Claims Department manages the entire process to minimize delays and prevent costly mistakes.
Visionary Surplus Recovery helps homeowners locate, file, and recover these hidden surplus funds quickly and correctly.
Who Can Claim Surplus Funds in Miami-Dade County?
The following parties may be eligible to recover surplus funds:
1. Former Property Owner (Primary Claimant)
The homeowner who lost the property at the tax deed sale has first priority to claim the surplus.
2. Heirs of a Deceased Owner
If the owner passed away, legal heirs may claim the surplus.
Sometimes probate is required — sometimes it’s not. Visionary Surplus Recovery handles these cases regularly.
3. Lienholders (Only Certain Types)
Mortgage lenders, judgment holders, and IRS liens may claim funds only if their lien existed before the tax deed sale.
4. Assignees With Legal Documentation
A former owner may legally authorize a company like Visionary Surplus Recovery to file and process the claim on their behalf.
Miami-Dade County’s Tax Deed Surplus Process (Step-by-Step)
1. Property Goes to Auction
Hosted by the Miami-Dade Clerk via RealAuction.
2. Sale Creates Surplus (If Bid Exceeds Taxes)
The county records the sale and calculates surplus funds.
3. Homeowner Is Not Automatically Notified
This is why most surplus funds go unclaimed.
4. Claim Must Be Filed Properly
Claims require:
Identification
Proof of ownership
Signed forms
Supporting documents
Legal compliance with state statutes
5. County Reviews Claim (Average 90–120 Days)
The Clerk reviews all competing claims.
6. Approved Funds Are Issued via Check
Funds are mailed directly to the claimant unless legally assigned.
Common Problems Homeowners Face in Miami-Dade
❌ Not knowing they are owed money
❌ Filing wrong forms
❌ Missing proof of ownership
❌ Competing lienholder disputes
❌ Probate complications
❌ Cases being rejected or delayed
Visionary Surplus Recovery handles these issues daily so homeowners can avoid mistakes that cost them their money.
How Visionary Surplus Recovery Helps Miami-Dade Homeowners
We specialize in recovering tax deed surplus funds across all 67 Florida counties, including Miami-Dade.
Homeowners choose us because we provide:
✔ Full research on surplus availability
✔ Pre-filled county forms
✔ Claim filing & document management
✔ Handling probate-related surplus claims
✔ Communication with the Clerk
✔ Faster recovery with zero stress
Visionary Surplus Recovery has helped countless homeowners recover funds they never knew existed.
Miami-Dade County Tax Deed Auctions — Key Facts for 2025
Held through Miami-Dade RealAuction
Sales typically occur weekly or monthly
Surplus funds arise only when the winning bid exceeds taxes
The former owner has first priority
Claims are reviewed case-by-case
Unclaimed surplus can eventually be transferred to the state
Does Miami-Dade Have a Deadline to Claim Surplus Funds?
Yes.
Florida Statute §197.582 establishes that:
Claims should be filed as soon as possible
After a certain period, unclaimed funds may be transferred to the State of Florida (Unclaimed Property Division)
If funds transfer to the state, they are still claimable — but the process becomes more complex.
Visionary Surplus Recovery handles both county-level and state-level recovery.
Miami-Dade County Tax Deed Surplus: Frequently Asked Questions
Does the county keep my money?
No — by law, the surplus belongs to the former owner or qualified claimant.
Can I file on my own?
Yes, but many claims get delayed or denied due to paperwork issues, lien disputes, or probate.
What if the owner is deceased?
Heirs may still claim. Probate may or may not be required depending on the circumstances.
Are surplus funds guaranteed?
Only if the tax deed auction created a surplus. Not all properties do.
→ View all Florida County Surplus Pages
Miami-Dade
Broward
Palm Beach
Hillsborough
Orange
Pinellas
… and all 67 counties.
Was your property sold?
If your property was sold at a tax deed auction in Miami-Dade County, there may be money waiting for you.
Visionary Surplus Recovery helps homeowners claim surplus funds quickly, safely, and professionally.
Email us today. Call today.
📧 claimfunds@visionarysurplusrecovery.com
☎ (813) 934-4146
