Why Hiring a Claims Agent Before Foreclosure Can Protect Your Home Equity
Most Florida homeowners don’t realize they may be eligible to receive surplus funds after a foreclosure sale. And even fewer know that the smartest move might be to pre-hire a surplus funds specialist — before the sale even happens.
-
If a property is auctioned for $200,000 and the outstanding debt is $150,000, the $50,000 difference is surplus funds.
-
There could be funds owed to you because the sale price exceeded the amount needed to cover debts tied to the property.
Example:
Total debt owed: $100,000
Auction sale price: $150,000
Surplus funds owed to you: $50,000
These surplus funds are your legal right, but they often require a formal claim process to recover. At Visionary Surplus Recovery, we specialize in helping individuals claim these funds quickly and efficiently.
Why This Strategy Works
Many of our clients are actively trying to stop foreclosure — negotiating with the bank, applying for loan modifications, or working with attorneys. But here’s what they also do:
They pre-hire our team as a backup plan, just in case those efforts fall short.
Here’s how it works:
We file the necessary legal paperwork in advance
Your rights are protected if the property goes to sale
If you save your home, we step aside. You pay nothing.
If you don’t, we immediately move to recover any surplus funds you’re owed
No upfront costs. No risk. Full protection.
And when funds are recovered, our attorney-backed team handles everything for just a 12% fee — capped by Florida law.
