Lis Pendens Pasco County Florida
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If you have discovered a lis pendens filing connected to a property in Pasco County, you are not alone. Pasco County—located just north of Tampa and home to rapidly growing communities like Wesley Chapel, Land O’ Lakes, and New Port Richey—has seen significant increases in foreclosure-related court filings over the last decade. As a result, lis pendens notices regularly appear in public records tied to single-family homes, condominiums, townhomes, mobile homes, and inherited properties.
Many homeowners first encounter this situation after searching phrases like “I received a lis pendens, what do I do?” That reaction is understandable. The most important thing to know is this: a lis pendens does not mean you have already lost your home, and it does not mean a foreclosure auction has occurred. In most cases, it simply means a lawsuit involving the property has been filed and formally recorded.
A lis pendens is also a public record, visible to third parties searching Pasco County records. This visibility is informational—not punitive—but early awareness matters, especially in a fast-growing county with increasing investor activity.
What Does a Lis Pendens Mean in Pasco County?
A lis pendens is a public notice that a lawsuit involving a specific piece of real estate is pending in court. The term comes from Latin and means “pending litigation.” Its purpose is to alert the public that ownership or financial interests tied to the property may be affected by the outcome of a legal case.
In Pasco County, a notice of lis pendens is recorded with the Pasco County Clerk of Court and becomes part of the county’s official public records. It most commonly appears in mortgage foreclosure cases, but it may also arise in other real-estate-related disputes.
Lis Pendens Clarification (Mandatory)
A lis pendens:
Is not a lien
Is not a judgment
Does not transfer ownership
Does not authorize eviction
It is a notice only and does not, by itself, change ownership rights.
Who Files a Lis Pendens?
A lis pendens is filed by the party bringing the lawsuit, not the homeowner. In Pasco County, common filers include:
Mortgage lenders or loan servicers
HOA or condominium associations
Taxing authorities
Estate or ownership claimants
Major Cities, Urban Areas & Neighborhoods in Pasco County
Major cities and municipalities
New Port Richey (county seat)
Dade City (county seat)
Wesley Chapel
Land O’ Lakes
Zephyrhills
Hudson
Holiday
High-foreclosure ZIP codes (general reference)
34653
34654
34668
33541
33542
33544
Well-known neighborhoods and communities
Wesley Chapel master-planned communities
Trinity
Seven Springs
Downtown New Port Richey
East Pasco rural areas
Zephyrhills residential districts
Example street names commonly appearing in foreclosure cases
U.S. Highway 19
State Road 54
State Road 56
Little Road
Bruce B. Downs Boulevard
Gall Boulevard
Major high schools, colleges, universities, and hospitals
Wesley Chapel High School
Land O’ Lakes High School
Zephyrhills High School
Pasco-Hernando State College (PHSC)
Morton Plant North Bay Hospital
BayCare Wesley Chapel
James A. Haley VA Hospital (regional access)
Why Is a Lis Pendens Filed in Pasco County, Florida?
A lis pendens may be filed for several reasons, including:
Mortgage foreclosure
HOA or condominium foreclosure, common in newer developments
Tax or municipal lien enforcement
Property ownership or estate disputes
County-specific insight:
Pasco County has experienced rapid residential growth, especially in Wesley Chapel and Land O’ Lakes, resulting in a high volume of HOA-governed communities. Lis pendens filings frequently involve HOA assessment disputes, adjustable-rate or post-pandemic mortgages, and inherited properties where probate or title updates were never completed.
Does a Lis Pendens Mean Foreclosure in Pasco County?
In most cases, a lis pendens means a foreclosure lawsuit has started, but foreclosure is not complete.
Important clarifications:
The foreclosure auction has not occurred yet
Ownership has not changed
Eviction is not immediate
Foreclosure resolves the lawsuit itself, but it does not automatically eliminate all debts, liens, or obligations. Each situation is fact-specific.
Foreclosure Timeline in Pasco County, Florida
While every case is different, foreclosure in Pasco County generally follows these stages:
Lis pendens is filed and recorded
Court proceedings continue (responses, motions, hearings)
A final judgment of foreclosure may be entered
A foreclosure auction is scheduled
If the property sells for more than what is owed, surplus funds may exist
Florida law governs lis pendens filings statewide, but court timelines and outcomes vary by case, and no timeline or result is guaranteed.
How Long Does a Lis Pendens Last in Pasco County?
Under Florida Statute §48.23, a lis pendens does not automatically expire.
A lis pendens may remain in place until:
The lawsuit is dismissed or resolved
The foreclosure process is completed
A court orders it dissolved
A satisfaction or release is recorded
I Received a Lis Pendens — What Do I Do in Pasco County?
This is one of the most common searches related to foreclosure filings.
If you received a lis pendens in Pasco County:
Confirm the filing is connected to your property
Identify whether it involves a mortgage, HOA, tax issue, or estate matter
Understand that you still own the property
Learn when equity becomes vulnerable
Avoid waiting until the auction date
Early education provides more options and greater control.
Can You Sell a House With a Lis Pendens in Pasco County?
Selling a property with a lis pendens is legally possible, but often difficult in practice.
Title companies flag lis pendens as a serious title issue
Traditional buyers and lenders usually will not proceed
HOA approval requirements can add delays
Because of this, some Pasco County property owners explore pre-auction cash sale options when timing or equity preservation is important.
IMPORTANT — If Your Property Has Not Gone to Auction in Pasco County
If your property has not yet gone to foreclosure auction, you may still have options to:
Stop foreclosure in all 67 Florida counties
Sell your house fast in Pasco County
Receive a cash offer before foreclosure
Sell as-is and close in as little as 7 days
Through Visionary Estates UPP LLC, distressed homeowners may be able to preserve equity before auction.
📞 Call David – Cash Acquisitions Manager
813-335-8082
📧 cashoffers@visionrysurplusrecovery.com
Surplus Funds After Foreclosure in Pasco County
If a foreclosure auction occurs and the property sells for more than the total amount owed, the remaining balance is known as surplus funds.
Held by the Clerk of Court
Not distributed automatically
May be claimed by former owners, heirs, or estates
Requires a formal surplus funds claim
This is often discussed under Foreclosure Surplus Funds in Florida and How Foreclosure Auctions Work in Florida.
Visionary Surplus Recovery – Equity Lock & Property Protection in Pasco County
Visionary Surplus Recovery operates an Equity Lock & Property Protection Division designed to help Pasco County property owners lock, document, and protect equity before it is exposed.
Once a sale occurs, your equity becomes public.
Predators monitor foreclosure dockets.
The earlier equity is protected, the more control you retain.
Just like you can lock your credit with Experian to prevent fraud, an equity claim can help protect and lock in your property’s equity.
Program details
Attorney-managed
Probate coordination
No upfront fees
Not a lender
Not legal advice
Not foreclosure defense
Protect My Equity
Lock My Home Equity Now
Request an Equity Protection Review
📧 equitylock@visionarysurplusrecovery.com
☎ (813) 859-6649
Create an account: https://www.visionarysurplusrecovery.com/account/login/create
Visionary Surplus Recovery – Surplus Claims in Pasco County
Surplus Funds Claims Department
Attorney-managed, clerk-compliant filings
Probate coordination
No upfront fees
Visionary Surplus Recovery – Foreclosure Solutions Program in Pasco County
Download the free guide “8 Ways To Save My House From Foreclosure”
Meet the Foreclosure Counselors
Book an appointment to discuss immediate options to stop or navigate foreclosure
No upfront fees
Frequently Asked Questions – Lis Pendens in Pasco County
Is a lis pendens public record?
Yes. It is recorded and searchable in Pasco County public records.
Does a lis pendens affect credit?
The lis pendens itself does not, but the underlying foreclosure may.
HOA vs. mortgage lis pendens?
Both use lis pendens filings, but the underlying obligation differs.
What if the property is inherited?
Heirs and estates commonly encounter lis pendens filings in Pasco County.
Does a lis pendens mean eviction?
No. Eviction can only occur after foreclosure and additional legal steps.
Common Mistakes Homeowners Make After a Lis Pendens Is Filed
Ignoring the notice
Assuming it will go away
Waiting until the auction date
Signing documents without understanding them
Not understanding when equity becomes exposed
What Homeowners in Pasco County Should Do Next
A lis pendens is an early warning, not a final outcome—especially in one of Florida’s fastest-growing counties. Early awareness allows homeowners and heirs to understand timelines, protect equity, and retain control over next steps.
For educational guidance:
📧 intake@visionarysurplusrecovery.com
☎ (813) 859-6649 or text (813) 859-6649
For statewide context, see: What Is a Lis Pendens in Florida? (Complete Guide)
