Florida Foreclosure Surplus Funds by County (Full Guide)

Written By Visionary Surplus Recovery LLC

Updated 2026
Written by Visionary Surplus Recovery LLC

The Complete 2026 Foreclosure Surplus Funds Resource for All 67 Florida Counties

When a property in Florida is foreclosed, any amount received from the sale above the mortgage, fees, and foreclosure costs is called foreclosure surplus funds. Under Florida Statute §45.032(1)(a), this extra money belongs to the former homeowner or an eligible claimant, including heirs, lienholders, or probate estates.

However, every county in Florida handles foreclosure surplus funds differently. Processes can vary in:

  • Required forms for filing claims

  • Claim submission procedures and deadlines

  • Review times by the Clerk of Court or Comptroller

  • Probate requirements

  • Distribution rules for surplus funds

  • Communication workflows with the County Clerk or Comptroller

Whether you are a former homeowner, heir, lienholder, or estate representative, Visionary Surplus Recovery helps you claim the funds you’re legally entitled to—with no upfront fees.

Claims initially filed without professional representation that later require correction, amendment, or litigation may be subject to modified recovery terms, including a higher recovery fee, due to the additional work required.

🔍 Free Foreclosure Surplus Eligibility Tool — check your eligibility instantly.

🔵 South Florida Region

🟠 Central Florida Region

🔵 Tampa Bay Region

🟢 North Florida Region

🔵 Panhandle Region

  • Escambia County

  • Santa Rosa County

  • Okaloosa County

  • Walton County

  • Bay County

  • Gulf County

  • Franklin County

  • Wakulla County

  • Leon County

  • Gadsden County

  • Liberty County

  • Calhoun County

  • Jackson County

  • Holmes County

  • Washington County

🟤 Southwest Florida Region

  • Lee County

  • Collier County

  • Charlotte County

  • Hendry County

  • Glades County

  • Manatee County

  • DeSoto County

🟢 Southeast Florida Region

  • Brevard County

  • Monroe County

  • Martin County

  • St. Lucie County

  • Indian River County

  • Okeechobee County

🟣 North Central Florida Region

  • Alachua County

  • Marion County

  • Sumter County

  • Levy County

  • Gilchrist County

  • Dixie County

🟡 Big Bend Region

  • Taylor County

  • Madison County

  • Jefferson County

Want Visionary Surplus Recovery to File Your Foreclosure Surplus Claim?

We recover foreclosure surplus funds faster, safer, and with no upfront cost. Homeowners and heirs also gain access to:

✔ Free Surplus Eligibility Tool
✔ Equity Protection (for homeowners facing foreclosure)
✔ Same-day cash offers through Visionary Estates UPP LLC
✔ Probate filing included (if required)
✔ Attorney-managed claims

How Visionary Surplus Recovery Helps

We handle the entire process for you, including:

  • Claim preparation and filing with the County Clerk or Comptroller

  • Direct communication with the Clerk’s office

  • Probate management if required

  • Lienholder negotiations

  • Attorney-managed representation

  • Fast disbursement via wire, Zelle, or check

All work is done contingency-based with no upfront costs—you pay only when we recover your funds.

Ready to Recover Your Foreclosure Surplus Funds?

Click your county above for a free evaluation or use our instant eligibility tool to see if you qualify today.

Homeowners may also benefit from reviewing the Florida tax deed surplus funds guide

Visionary Surplus Recovery LLC https://www.visionarysurplusrecovery.com
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